Queensland stamp duty calculator
Your details
Calculator assumptions
Rates are for contracts signed in the 2026–27 financial year and assume you buy as an individual, at market value, with no other concessions (such as pensioner, off-the-plan or disability concessions).
First home buyer results assume you meet your state’s eligibility rules, including living in the home for the required time. Foreign buyer surcharges are shown at the full rate.
This is an estimate, not tax or credit advice. Your conveyancer will confirm the exact amount before settlement.
Your estimate
Estimated transfer duty in QLD
$17,350Home concession rate applied.- Duty before any concessions
- $17,350
- Effective rate
- 2.48%
- 20% deposit plus stamp duty
- $157,350
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How stamp duty works in QLD
Queensland calls stamp duty transfer duty, and the Queensland Revenue Office collects it. It applies to the higher of the price you pay and the property’s market value.
Queensland has two sets of rates. Investors pay the general rates, and people buying a home to live in pay the lower home concession rates. On a $900,000 home that’s the difference between $33,525 and $26,350.
From 1 August 2026, the home and first home concessions are only available to Australian citizens, permanent residents and certain foreign retirees. Temporary residents pay general rates.
QLD stamp duty rates 2026–27
| Property value | Duty payable |
|---|---|
| Up to $5,000 | Nil |
| $5,001 to $75,000 | $1.50 per $100 over $5,000 |
| $75,001 to $540,000 | $1,050 + $3.50 per $100 over $75,000 |
| $540,001 to $1,000,000 | $17,325 + $4.50 per $100 over $540,000 |
| Over $1,000,000 | $38,025 + $5.75 per $100 over $1,000,000 |
General rates. Source: Queensland Revenue Office.
Home concession rates (homes you’ll live in)
| Property value | Duty payable |
|---|---|
| Up to $350,000 | $1.00 per $100 |
| $350,001 to $540,000 | $3,500 + $3.50 per $100 over $350,000 |
| $540,001 to $1,000,000 | $10,150 + $4.50 per $100 over $540,000 |
| Over $1,000,000 | $30,850 + $5.75 per $100 over $1,000,000 |
Home concession rates. Source: Queensland Revenue Office.
First home buyers in Queensland
New homes: no duty, no price cap
Since 1 May 2025, first home buyers pay no transfer duty on a brand-new home or off-the-plan property, whatever it costs.
Vacant land: no duty, no price cap
If you buy land to build your first home on, you also pay no duty on the land, for contracts from 1 May 2025.
Existing homes up to $700,000
No duty. Between $700,000 and $800,000 the concession steps down in $10,000 bands. At $750,000 you’d pay $10,925.
Who qualifies
You must never have owned a home anywhere in the world, move in within 1 year of settlement, and not sell or rent out the whole home in that first year. From 1 August 2026, you must also be a citizen, permanent resident or specified foreign retiree.
What you’d pay: worked examples
Calculated with the same rates as the calculator above, for contracts signed in 2026–27.
Other things that change your stamp duty
Foreign buyers
Foreign buyers pay additional foreign acquirer duty (AFAD) of 8% on residential land, on top of transfer duty at general rates.
First Home Owner Grant
The Queensland Government has announced the grant for new homes will rise to $30,000 for contracts from 1 July 2026, subject to legislation. It’s paid as a grant, separate from duty.
Moving in late or renting it out
If you don’t move in within a year, or you rent out the whole property in that first year, the concession can be clawed back. Tell the Revenue Office if your plans change.
When it’s due
Transfer duty is usually paid at settlement. Your conveyancer will lodge it and handle the timing.
Frequently asked questions
Get in touchDo first home buyers pay stamp duty in Queensland?
Not on a new home or on vacant land to build on, at any price. For an existing home, there’s no duty up to $700,000 and a reducing concession up to $800,000.
How much is stamp duty on a $800,000 home in Queensland?
If you’ll live in it and it isn’t your first home, it’s $21,850 at the home concession rate. An investor would pay $29,025.
What is the home concession in Queensland?
It’s a lower rate for owner-occupiers. You need to move in within a year of settlement and not rent the whole property out before then.
Can temporary residents get the first home concession in Queensland?
Not for contracts signed from 1 August 2026. The concessions are now limited to Australian citizens, permanent residents and specified foreign retirees.
Can I add stamp duty to my loan?
Some lenders will lend you more to cover upfront costs, within their limits. For first home buyers on new homes in Queensland, you may not need to, because there’s no duty.
Buying somewhere else?
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