ACT stamp duty calculator
Your details
Calculator assumptions
Rates are for contracts signed in the 2026–27 financial year and assume you buy as an individual, at market value, with no other concessions (such as pensioner, off-the-plan or disability concessions).
First home buyer results assume you meet your state’s eligibility rules, including living in the home for the required time. Foreign buyer surcharges are shown at the full rate.
This is an estimate, not tax or credit advice. Your conveyancer will confirm the exact amount before settlement.
Your estimate
Estimated conveyance duty in ACT
$19,208Owner-occupier rates applied.- Duty before any concessions
- $19,208
- Effective rate
- 2.56%
- 20% deposit plus stamp duty
- $169,208
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Stamp duty is just one upfront cost. We’ll work out your full cash-to-settle figure and check which lenders can add costs into your loan.
How stamp duty works in the ACT
In the ACT, stamp duty is called conveyance duty and it’s collected by the ACT Revenue Office. The ACT is gradually phasing stamp duty out and replacing it with rates, so its rates change every 1 July.
There are two rate scales. Owner-occupiers pay less on the first $260,000, and investors pay slightly more. Above $1,455,000 everyone pays a flat 4.54% of the whole price. On an $800,000 home you’ll live in, duty is $22,158.
The 2026–27 ACT Budget made the ACT the first place in Australia to abolish stamp duty for all first home buyers who live in their home, with no price cap.
ACT stamp duty rates 2026–27
| Property value | Duty payable |
|---|---|
| Up to $200,000 | $1.20 per $100 |
| $200,001 to $300,000 | $2,400 + $2.20 per $100 over $200,000 |
| $300,001 to $500,000 | $4,600 + $3.40 per $100 over $300,000 |
| $500,001 to $750,000 | $11,400 + $4.32 per $100 over $500,000 |
| $750,001 to $1,000,000 | $22,200 + $5.90 per $100 over $750,000 |
| $1,000,001 to $1,455,000 | $36,950 + $6.40 per $100 over $1,000,000 |
| Over $1,455,000 | 4.54% of the total value |
Non-owner-occupier rates. Source: ACT Revenue Office.
Investor (non-owner-occupier) rates
| Property value | Duty payable |
|---|---|
| Up to $260,000 | $0.28 per $100 |
| $260,001 to $300,000 | $728 + $2.20 per $100 over $260,000 |
| $300,001 to $500,000 | $1,608 + $3.40 per $100 over $300,000 |
| $500,001 to $750,000 | $8,408 + $4.32 per $100 over $500,000 |
| $750,001 to $1,000,000 | $19,208 + $5.90 per $100 over $750,000 |
| $1,000,001 to $1,455,000 | $33,958 + $6.40 per $100 over $1,000,000 |
| Over $1,455,000 | 4.54% of the total value |
Owner-occupier rates. Source: ACT Revenue Office.
First home buyers in the ACT
No duty, at any price
From 1 July 2026, first home buyers who will live in the home pay no conveyance duty, whatever it costs. On a $1 million home that’s $33,958 saved.
Back in the market
The budget also extended the exemption to buyers who haven’t owned property in the last five years. Check the ACT Revenue Office’s eligibility rules for your situation.
New units
Owner-occupiers buying off-the-plan or new turn-key units don’t pay duty either.
What you still need
You must live in the home, and the usual ownership and occupancy conditions apply. We’ll walk you through them before you sign.
What you’d pay: worked examples
Calculated with the same rates as the calculator above, for contracts signed in 2026–27.
Other things that change your stamp duty
Pensioners and disability concession
From 1 July 2026, eligible pensioners and buyers under the Disability Duty Concession Scheme also pay no duty, regardless of price.
Foreign buyers
The ACT doesn’t add a foreign buyer surcharge to conveyance duty.
Rates change each year
Because the ACT is moving from stamp duty to land rates, duty rates change every 1 July. Check the year your contract falls in.
When it’s due
You lodge the transfer within 14 days of settlement and pay within 14 days of the assessment notice.
Frequently asked questions
Get in touchDo first home buyers pay stamp duty in the ACT?
No, from 1 July 2026. First home buyers who live in their home pay no conveyance duty at any price, and the old income test no longer applies.
How much is stamp duty on a $700,000 home in Canberra?
If you’ll live in it and it isn’t your first home, conveyance duty is $17,048. An investor would pay $20,040.
Is the ACT abolishing stamp duty?
Gradually. The ACT has been cutting duty and raising general rates since 2012. First home buyers, eligible pensioners and some others already pay nothing.
Why is stamp duty a flat rate over $1,455,000?
Above that price, the ACT charges 4.54% of the whole value instead of using a sliding scale.
Buying somewhere else?
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