Trusted Refinance Broker
Get the best refinance rate for you with your very own mortgage broker
Compare rates from 30+ lenders
We work for you, not the lender
Easy online application
It’s free. No service fee
We find the right refinance home loan for you
Our team of home loan experts have relationships with 30+ lenders, offering a diverse range of over 2,000 options. We take care of the heavy lifting to find the perfect match tailored to your requirements. We simplify the process by removing all the complex bank terminology, presenting information in straightforward easy to understand terms.
Why use a mortgage broker to refinance?
Broad Lender Panel
Our panel of 30+ top lending partners give you access to compare 2,000+ home loan options to choose from.
Better Rates & Terms
We could help you secure better rates and terms on your refinancing loan by leveraging our industry expertise and partnership.
Personalised Solution
While we look for competitive rates & terms, we also make sure each loan option we curate for you is suitable for your finances and goals.
Time & Cost Savings
You get *multiple lenders, multiple offers, and expert guidance* all in one place, saving you a lot of the time, money, and headache.
Our hassle-free refinancing process
Consultation
Refinancing starts with your initial consultation, where you’ll share your needs, financial situation, and goals.
Documentation
Submit the necessary documentation e.g. existing mortgage details & recent payslips. More documents may be required depending on your financial profile.
Assessment
We assess your documents and credit score, and pass them to the most suitable lenders if everything is in order.
Submission
Your refinancing options will roll in, which we’ll go through to curate only the most suitable ones with competitive rates and terms for you to review. We’ll submit the offer you choose and liaise with the lender. We’ll handle most of the paperwork for you, except for any essential parts of the application that require your involvement.
Is it cheaper to refinance directly with a bank than using a mortgage broker?
The cost to refinance stays the same whether you refinance with a mortgage broker or directly with a lender.
Just make sure your mortgage broker is licensed and their services are free. While we offer a completely commission-free service to borrowers, there are brokers who charge you a commission or broker fees.
Make sure to confirm all associated costs of refinancing with your mortgage broker.
How do mortgage brokers make money on refinancing?
Mortgage brokers make money from lenders, as a commission whenever they help the lenders finalise a mortgage with a borrower.
Do mortgage brokers act in your best interest?
The Australian Securities and Investments Commission (ASIC) regulates mortgage brokers to ensure they comply with responsible lending laws.
One such law is the National Consumer Credit Protection Act (NCCP Act), which requires brokers to act in the best interest of borrowers under the Best Interests Duty (BID).
That means mortgage brokers must act in your best interest, and these regulations help to avoid any potential corruption from the brokers.
