NT stamp duty calculator

Estimate stamp duty on a property in Darwin or anywhere in the Territory, and see when a new house and land package means you pay nothing.

Your details

Stamp duty
$
Duty is worked out on the price or the market value, whichever is higher.
What’s the property for?
Is this your first home?
What are you buying?

Rates are for contracts signed in the 2026–27 financial year and assume you buy as an individual, at market value, with no other concessions (such as pensioner, off-the-plan or disability concessions).

First home buyer results assume you meet your state’s eligibility rules, including living in the home for the required time. Foreign buyer surcharges are shown at the full rate.

This is an estimate, not tax or credit advice. Your conveyancer will confirm the exact amount before settlement.

Your estimate

Estimated stamp duty in NT

$27,225General rates applied.
Duty before any concessions
$27,225
Effective rate
4.95%
20% deposit plus stamp duty
$137,225

Less than 20% saved? Lenders mortgage insurance may apply. Estimate your LMI

Stamp duty is just one upfront cost. We’ll work out your full cash-to-settle figure and check which lenders can add costs into your loan.

How it works

How stamp duty works in NT

The Territory Revenue Office collects stamp duty in the NT. It applies to the higher of the price and the market value.

The NT doesn’t use brackets like other states. Up to $525,000 duty comes from a formula that rises smoothly with the price. Above that, you pay a flat percentage of the whole price: 4.95% up to $3 million. On a $500,000 home, duty is $23,929. At $600,000, it’s $29,700.

There’s no first home buyer discount on established homes. The NT’s help goes to people buying or building new.

NT stamp duty rates 2026–27

Property valueDuty payable
Up to $525,000(0.06571441 × V²) + 15V, where V is the value ÷ 1,000
$525,001 to $2,999,9994.95% of the total value
$3,000,000 to $4,999,9995.75% of the total value
Over $4,999,9995.95% of the total value

Rates. Source: Territory Revenue Office.

First home buyers

First home buyers in the NT

The Territory’s incentives are built around new homes.

House and land packages: no duty

If you buy a new detached house and land package from a builder and live in it, you pay no stamp duty. It applies to contracts signed by 30 June 2027 and isn’t limited to first home buyers.

$50,000 HomeGrown Territory grant

First home buyers buying or building a new home can get a $50,000 grant, for contracts up to 30 September 2027.

Established homes: full duty

There’s no duty concession for first home buyers on existing homes. On a $450,000 home that’s $20,057.

Who qualifies for the exemption

Buyers must be individuals, at least one must be a citizen or permanent resident, and someone must live there for 6 months, starting within 12 months of possession. Duplexes and townhouses don’t qualify.

What you’d pay: worked examples

$400,000 home$16,514Formula rates
$600,000 home$29,7004.95% of the price
$650,000 house and land$0Exempt
$550,000 investment$27,225Same rates as owner-occupiers

Calculated with the same rates as the calculator above, for contracts signed in 2026–27.

Good to know

Other things that change your stamp duty

Foreign buyers

The NT doesn’t charge a foreign buyer surcharge on stamp duty.

Watch the $525,000 line

Above $525,000, the rate applies to the whole price, so a small increase in price can mean a big jump in duty.

When it’s due

Stamp duty is generally due within 60 days of signing the contract, and is usually paid at settlement.

Stamp duty and your deposit come from the same savingsLess than 20% left after duty? Check what lenders mortgage insurance would cost, or whether you qualify for a waiver.
Try the LMI calculator
FAQs

Frequently asked questions

Get in touch

On an established home, yes. On a new house and land package you’ll live in, no. First home buyers of new homes can also get the $50,000 HomeGrown Territory grant.

Up to $525,000 it’s a formula: (0.06571441 × V²) + 15V, where V is the price divided by 1,000. Above $525,000, it’s a flat 4.95% of the whole price, rising to 5.75% from $3 million.

It’s $23,929.

Know your numbers before you make an offer

We’ll work out your stamp duty, deposit and borrowing power together, and compare 30+ lenders to find the right loan. It’s free. Lenders pay us, not you.

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