▲ Up 0.25%Latest RBA decision · Updated 1 Oct 2026
The RBA raised rates. Here’s what it means for your home loan.
CASH RATERBA CASH RATE
4.60%
Next decision
Tue 3 Nov 2026, 2:30pm AEDT
Tue 3 Nov 2026, 2:30pm AEDT
NEXT DECISION
Tue 3 Nov
What a 0.25% move means for you
$600,000
Per monthMonthly repayment change
+$98
$3,675 → $3,773 a month
How lenders responded
Paying more than 6.09%?
We'll compare 30+ lenders for you. No service fee.A variable rate can go up or down over time. We'll compare 30+ lenders and talk you through whether switching makes sense.
Sample repayment figures are estimates only, based on a 6.20% principal and interest loan over 30 years. Rates sourced from lenders' public information and may change without notice. General information, not credit advice.
*Comparison rate as published by the lender, based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
