▲ Up 0.25%Latest RBA decision · Updated 30 Sep 2026

The RBA raised rates. Here’s what it means for your home loan.

CASH RATE
4.60%
NEXT DECISION
Tue 3 Nov

What a 0.25% move means for you

$600,000
Per month
+$98

How lenders responded

  • CBA

    Announced change
    TBC
    Not yet announced
    Lowest advertised6.15%

  • Westpac

    Announced change
    TBC
    Not yet announced
    Lowest advertised6.17%

  • NAB

    Announced change
    TBC
    Not yet announced
    Lowest advertised6.09%

  • ANZ

    Announced change
    TBC
    Not yet announced
    Lowest advertised6.07%

Paying more than 5.99%?

We'll compare 30+ lenders for you. No service fee.

Refinance with Koalify

Sample repayment figures are estimates only, based on a 6.20% principal and interest loan over 30 years. Rates sourced from lenders' public information and may change without notice. General information, not credit advice.

icon

The images or content displayed on the koalify.com.au website, which feature financial product details including interest rates, are solely for demonstration purposes. The Koalify website does not endorse any specific credit products, and nothing contained within the site should be interpreted as offering credit advice. Should you opt to engage with a Koalify mortgage broker, credit assistance might then be provided, at which point you will receive the pertinent information and documentation relevant to your interaction. Access and use of this site and any of its services are governed by our Terms & Conditions and Privacy Policy.

© 2026 Koalify. KOALIFY GROUP PTY LTD trading as Koalify. ABN 43673755130. Credit Representative Number 557851 is authorised under Australian Credit Licence Number 389328. All Rights Reserved.